Valek Insurance provides auto insurance, health insurance, life insurance, homeowners insurance, buiness insurance in Sarasota, Bradenton, Port Charlotte, Venice, osprey, Siesta Key, Lakewood Ranch, Nokomis and Southwest Florida

independent insurance agency

Insurance Agency Sarasota Florida
free quote
(941) 923-1218
Get a Quote

Flood Insurance

Flood Insurance For Florida Homeowners

Flood Insurance:  Everyone Lives in a Flood Zone

Flood and Flash Floods Waters Require Special Coverage

Floods and flash floods can occur anytime, anywhere, in all 50 states — on coasts, in the mountains, along rivers and in the middle of the desert. In fact, roughly 40% of all flood insurance claims come from areas not considered high risk.

How Can You Protect Against Flood Damage?
The Federal Government operates the National Flood Insurance Program (NFIP), which is why most home and property insurance doesn't cover flooding.

The NFIP has engineered Flood Hazard Boundary Map that divides the country into flood zone risk areas, and their Flood Insurance Rate Map sets the rates for those areas.  Those areas are designated into Standard Risk (higher risk areas) and Preferred Risk (low risk areas) and the rates are factored accordingly.  The NFIP has maximum coverage of $250,000 for homes and $100,000 for personal property.  Valek Insurance also offers excess flood coverage for limits above the NFIP.  Flood insurance has a 30 day waiting period before it is empowered from date of submission.  Most significant storms that cause flooding have a 7-14 day window of preparedness.  Don't wait until it is too late to obtain the coverage you need.

You can enter your address at www.floodsmart.gov to find out your risk, or ask an Valek Insurance agent to assist you in converage before it is too late.



Free Insurance quotes from Valek Insurance and Bonds in sarasota florida for auto insurance, homeowners insurance, life insurance, flood insurance and more.
2079 Constitution Blvd., Sarasota, FL 34231 Tel. 941-923-1218 fax. 941-923-1765
©Copyright 2017. All rights reserved. | privacy policy | link partners | Website Development by IMAGE Web Design

 

 

 

 

"Let Our Family Protect Your Family",  Ed Valek

Auto Insurance

Auto Insurance

Homeowners Insurance

Homeowners Insurance

Life - Health - Annuity

Life - Health - Annuity

Other Personal

Other Personal

Valek Personal Insurance Services

Commercial Property Insurance

Commercial Auto - Truck Insurance

Other Commercial Insurance

Our Company

Insurance Services