Commercial Flood Insurance

Commercial Flood Insurance For Sarasota Area Businesses

Protect Your Florida Business with Flood Insurance

As Florida is the most hurricane-prone state, any Sarasota area business will need to think about commercial flood insurance. Just a few inches of water from a flood can cause tens of thousands of dollars in damage to your business. Over the past 10 years, the average flood claim has amounted to over $33,000. Flood insurance is the best way to protect your business from devastating financial loss.

Flood insurance is available to commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers, and the property's flood risk.

All policy forms provide coverage for buildings and contents. However, you might want to discuss insuring personal property with your agent, since contents coverage is optional. Typically, there's a 30-day waiting period—from date of purchase—before your policy goes into effect. That means now is the best time to buy flood insurance.